Business Loan for MSME

Growing your micro, small, or medium enterprise requires consistent capital flow, but traditional lending often comes with lengthy paperwork and approval delays. Whether you're expanding operations, purchasing inventory, or upgrading equipment, accessing quick funds shouldn't slow down your business momentum. MSME business loans by Airtel Finance offer a streamlined digital solution designed specifically for entrepreneurs who need reliable funding without the traditional banking hassles.

Here's how our MSME loan scheme helps your business grow faster:

• Quick digital approval: Get funds within 24-48 hours without visiting branches.
• Flexible loan amounts: Borrow anywhere from ₹50,000 to ₹75,00,000 based on your business needs.
• Competitive interest rates: Interest rates starting at 14% p.a. with transparent pricing.
• Extended repayment tenure: Choose from 12 to 96 months to suit your cash flow.

Airtel Finance partners with leading financial institutions to offer collateral-free loans for MSME businesses across India. Our micro, small, and medium enterprises loan is designed for existing businesses with a minimum annual turnover of ₹5 lakh and at least one year of operation. The entire MSME loan application process is online and paperless, making it easier for busy entrepreneurs to access working capital without disrupting their daily operations. With processing fees ranging from 2-3.95% + GST, you get transparent pricing without hidden charges.

Applying for an MSME business loan is simple with our digital-first approach:

1. Download Airtel Thanks App: Navigate to the Finance section once the download is complete.
2. Select Business Loan: Enter your basic business details in this section.
3. Upload Required Documents: Upload the necessary documents through the secure app interface.
4. Get Instant Pre-approval: Based on your business profile and turnover limit for MSME, get approved.

Receive Funds: Receive funds directly in your business account within 24-48 hours.

Understand the features of our MSME loan specifically crafted for micro, small, and medium enterprises looking for quick, reliable funding solutions.

• High Loan Amounts: Access up to ₹75 lakh based on your business turnover and requirements.
• Competitive Interest Rates: MSME loan interest rates starting at 14% p.a. with no hidden charges.
• Flexible Tenure Options: MSME loan tenure ranging from 12 to 96 months for comfortable repayment.
• 100% Digital Process: Complete application, approval, and disbursal without visiting any branch.
• Quick Disbursal: Get funds within 24-48 hours of approval directly in your account.

Minimal Documentation: Streamlined MSME loan required documents for faster processing.

Check if you meet our MSME loan eligibility criteria:

• Indian business entity (Proprietorship/Partnership/Private Limited/LLP).
• Minimum 1 year of business operation.
• Annual turnover of at least ₹5 lakh (turnover limit for MSME varies by category).
• Loan amount minimum: ₹2 lakh.
• Valid business address proof mandatory.
• Good business credit history preferred.

Submit the following documents and get an MSME business loan designed to keep your enterprise moving forward without the usual hassles.