Unsecured Business Loans

Running a business often requires quick access to funds—whether for expanding operations, purchasing inventory, launching new products, or managing cash flow gaps. Traditional bank loans can be time-consuming with lengthy paperwork and approval processes. Unsecured business loans by Airtel Finance offer a streamlined digital solution that gets you the working capital you need without the hassle of collateral or extensive documentation.

With an online unsecured business loan, you get access to quick funding designed for modern businesses:

• Quick Digital Approval: Get loan approval through a fully digital process without visiting branches.
• No Collateral Required: Access funds up to ₹75 lakh without pledging assets or property.
• Flexible Repayment Terms: Choose a tenure from 12 to 96 months based on your cash flow.
• Tailored Loan Offers: Customised loan amounts and terms based on your business profile.

Airtel Finance offers unsecured business loans with competitive interest rates. Our 100% digital platform eliminates the need for extensive paperwork and branch visits, making it easier for proprietorships, partnerships, and private limited companies to access working capital. The loan process is designed to support businesses with established operations, requiring minimal documentation while ensuring quick disbursal to meet your urgent funding needs.

Getting your business loan is simple with our streamlined digital process:

1. Download the Airtel Thanks App: Navigate to the Finance section once the download is complete.
2. Select Business Loan Option: In this section, fill in your basic business details.
3. Upload Required Documents: Provide the necessary documents digitally through the secure platform.
4. Get Instant Approval: Approval is provided based on your business profile and eligibility.
5. Receive Funds: Funds are credited directly to your business account within 24 hours.

Unlock the features of our business loan that offer entrepreneurs quick access to funds without putting their assets at risk.

• High Loan Amount: Access funding from ₹50,000 up to ₹75,00,000 based on your business requirements.
• Competitive Interest Rates: Attractive interest rates with transparent pricing.
• Flexible Tenure Options: Choose a repayment period from 12 to 96 months to match your business cash flow.
• 100% Digital Process: Complete application, approval, and disbursal entirely online without branch visits.
• Minimal Documentation: Simplified document requirements with a quick verification process.

Processing Fee Structure: Transparent fees ranging from 2-5% plus GST with no hidden charges.

Check if you meet our unsecured business loan eligibility criteria for quick approval:

• Business Type: Proprietorship, Partnership, Private Limited, or Public Limited Company.
• Business Vintage: Minimum 1 year of established business operations.
• Annual Turnover: At least ₹5 lakh annual business turnover.
• Minimum Loan: ₹2,00,000 (for business loans).
• Business Address: Valid business address with proper documentation.
• Financial Records: Maintain proper books of accounts and tax filings.

Benefit from our clear fee structures and access the funds you need by submitting the following documents: