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    Gold Loan in Bangalore

    A Gold Loan in Bangalore allows individuals to borrow money by pledging their gold ornaments or coins as collateral. Banks and non-banking financial companies (NBFCs) offer these loans with quick processing, minimal documentation, and competitive interest rates. Ideal for urgent financial needs, the loan amount is usually a percentage of the gold’s market value, and repayment options are flexible.

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    Gold Loan EMI Calculator Online

    Check how much loan you can get against your gold. Enter gold weight to get instant estimates.

    Gold Weight (in grams) 10g
    10g
    1g100g
    Gold Price / gram ₹5,000
    ₹5,000
    ₹1K₹30K
    Loan-to-Value Ratio 75%
    75%
    50%90%
    Get Gold Loan Now

    Benefits of Gold Loan in Bangalore

    Hassle-free gold loan is now at your doorstep with Airtel Finance

    Low interest rate

    Just 1.08% per month

    Instant disbursal

    Get a quick gold loan

    Your gold is secure

    In RBI-approved lockers

    Why Choose a Gold Loan in Bangalore?

    Opting for a gold loan in Bangalore offers quick access to funds with minimal documentation and flexible repayment options. The city’s competitive interest rates and diverse lenders make it convenient. Gold loans also ensure that your jewellery remains secure while utilising funds for various needs.

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    How to apply for a Gold Loan in Bangalore?

    Get a gold loan from Airtel Finance with a few steps

    Open Airtel Thanks app

    Find Shop > Airtel Finance

    Select Airtel Gold Loan

    Fill in your basic details

    At home or branch

    Choose how to deposit

    Complete the KYC

    Get your credit in exchange

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    Features of Gold Loan in Bangalore

    Some salient features of a gold loan via Airtel:

    100% Digital

    Apply from Airtel Thanks

    High on safety

    3 layers security

    Flexible tenure

    From 3 months to 3 years

    Instant gold return

    No foreclosure charges

    Relaxed eligibility

    Anyone can apply

    Less documents

    Just complete the KYC

    Gold Loan in Bangalore Eligibility Criteria

    Relaxed eligibility conditions so that anyone can apply for a gold loan

    Higher age limit

    Anyone between 18 and 60 years of age can apply

    No credit score needed

    Credit score checks are not required for a gold loan

    Given only on jewellery

    One can avail of a loan only on jewellery, & it is not applicable for coins or bars

    FAQs on Gold Loans in Bangalore

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    Get a Gold Loan in Bangalore

    Applying for a gold loan in Bangalore through Airtel is quite simple and efficient. With competitive interest rates starting at just 1.08% per month. The process is hassle-free and can be completed online via the Airtel Thanks App. Your gold will be safely stored in RBI-approved lockers, ensuring security and peace of mind while you enjoy the benefits and rewards of the loan.

    Eligibility Criteria for Gold Loan in Bangalore


    To meet the eligibility criteria for a gold loan in Bangalore, applicants must be between 18 and 60 years of age. Unlike other types of loans, a credit score is not required. The loan is provided exclusively against gold jewellery, excluding coins and bars. This relaxed eligibility ensures that a wide range of individuals can access financial assistance easily and securely, making gold loans an attractive option for many.

    How to Apply for a Gold Loan in Bangalore?


    Applying for a gold loan in Bangalore is simple with Airtel Finance.

    Start by opening the Airtel Thanks App and going to Shop > Airtel Finance.

    Select Airtel Gold Loan, fill in your basic details, and choose how you wish to deposit your gold—either at home or a branch.

    Complete the KYC process, add your gold weight and caratage, specify the loan amount, and receive your credit in exchange for your gold.

    Key Features and Benefits of Gold Loans in Bangalore


    Gold loans in Bangalore offer numerous features and benefits through Airtel Finance. There is no maximum amount when you borrow from Airtel Gold Loans. You will only be able to get up to 75% of your gold amount as credit.

     

    The loan tenure can vary from 3 months to 3 years, with quick disbursal within 24 hours and a 100% online process requiring no paperwork. Additionally, the processing fee is low, with zero foreclosure charges, ensuring affordability for borrowers.

    Key Documents Required to Apply for a Gold Loan in Bangalore


    To apply for a gold loan in Bangalore, you need to provide certain key documents. These include identity proof such as an Aadhaar Card, Passport, Voter ID, or PAN Card, and address proof like an Aadhaar Card, Utility Bill, Ration Card, or Passport. Additionally, passport-sized photographs are required. These documents help verify your identity and residence, facilitating a smooth loan approval process.

    Fees and Charges for Gold Loans in Bangalore


    You can avail gold loans in Bangalore with no hidden fees or charges. There are no extra charges or hidden costs for availing of this gold loan. You only have to pay the interest on the loan amount. Missing a payment can lead to penalty charges.

    Processing fees may be applicable, details for processing fees would be shown once you select the Loan Scheme 

     

    Understand the Gold Loan Interest Rate in Bangalore


    The interest rate for gold loans in Bangalore is competitive and attractive. Monthly rates start as low as 1.08%. With a flexible tenure ranging from 3 months to 3 years, borrowers can choose an online gold loan repayment schedule that suits their financial situation. This flexibility and affordability make gold loans a viable option for quick and easy financial assistance.

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