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    Axis Bank Personal Loan in Kolkata

    Get a personal loan in Kolkata at the lowest interest rates, only with Airtel Finance. Apply for your personal loan today and get the best loan offers, with just a few documents and relaxed eligibility conditions. Download the Airtel Thanks app to apply and get an instant loan approval from Axis Bank in Kolkata.

    Apply Now

    Benefits of Axis Bank Personal Loan in Kolkata

    Get a loan on your terms. Choose from flexible EMI and tenure options.

    100% digital process

    Submit all your details and documents online.

    Axis Bank Personal Loan in Kolkata approval

    Get your Loan application approved!!

    Flexible EMIs and tenure

    Choose the loan tenure and EMI amount as per your need.

    Why Choose an Axis Bank Personal Loan in Kolkata?

    Want instant loan approval with just a few documents? Need the eligibility conditions to be relaxed as well? Get all of this, with extremely competitive interest rates and a 100% digital application process, with Axis Bank personal loans from Airtel Finance in Kolkata.

    Apply Now

    How to apply for an Axis Bank Personal Loan in Kolkata?

    Follow the simple steps mentioned below

    Open Airtel Thanks App

    Find Shop > Airtel Finance

    Select Flexi Credit

    Fill in your basic details

    Get best offer

    Basis profile verification

    Complete the KYC

    Link your bank account

    Apply Now

    Axis Bank Personal Loan in Kolkata EMI Calculator

    Always remember to use the EMI calculator to figure out the overall cost of a personal loan and how it will affect your finances in the future.

    Personal Loan EMI Calculator

    Estimate your monthly EMI for a personal loan with the Airtel Finance EMI calculator.
    Input the loan amount, tenure, and interest rate for quick results.

    Loan Amount ₹5,000
    ₹50,000
    ₹5K₹10L
    Interest Rate 10%
    10%
    5%20%
    Tenure 3 Months
    3 Months
    3M5Y
    Get Instant Personal Loan in 30 Mins*!

    Features of Axis Bank Personal Loan in Kolkata

    With Airtel Finance, you get

    Axis Bank Personal Loan amount

    ₹15,000 to ₹5,00,000

    Interest rates

    Starting from 11.75% p.a.

    Axis Bank Personal Loan Tenure

    03 to 60 months

    Credit disbursal

    Within 24 hours

    100% online

    No paperwork

    Low processing fee

    2% to 4% + GST

    Axis Bank Personal Loan in Kolkata Eligibility Criteria

    To be eligible for an Axis Bank Personal Loan in Kolkata, borrowers need to meet some criteria:

    Age must be above 18

    The borrower must be at least 18 years old to be eligible for an Axis Bank Personal Loan in Kolkata.

    Stable Income Source

    The borrower must have a stable source of income, such as a salary or business income.

    Minimum Credit Score

    The borrower should have a decent credit score to be eligible for an Axis Bank Personal Loan in Kolkata.

    Other related pages that you might be interested in

    Personal Loan Instant Personal Loan
    Personal Loan EMI Calculator Personal Loan Interest Rates
    Personal Loan Application Personal Loan Eligibility

    FAQs on Axis Bank Personal Loans in Kolkata

    View More

    Get Axis Bank Personal Loan in Kolkata

    Getting hands on an instant loan from Axis Bank in Kolkata does not have to be a daunting task, as much as it sounds like one. All you have to do is get yourself the Airtel Thanks app and from then on, the application process is extremely simplified. In fact, to get your next loan from Axis Bank, you won’t even have to visit a nearby bank branch. A 100% digital application process, with the best loan offers and the lowest interest rates, with Airtel Finance.

    Eligibility Criteria for Axis Bank Personal Loan in Kolkata

    There is no fixed eligibility criteria for an applicant when you apply via the Airtel Thanks app. Just ensure that you or any other applicant is providing the right set of documents during the application. This way, it gives us the benefit to provide you with the best personal loan offer eligible for you.

    How to apply for Axis Bank Personal loan in Kolkata?

    Use the following steps to get your Axis Bank personal loan in Kolkata from Airtel Finance:


    • Download the Airtel Thanks app 

    • On the shop tab, select Airtel Finance 

    • Click the Airtel Personal Loans banner 

    • Add your details 

    • Submit your documents 

    • Get an instant loan approval


    Key Features and Benefits of Axis Bank Personal Loans in Kolkata

    Here are the key features and benefits of applying for Axis Bank personal loans in Kolkata:

    • Completely digital application process, which can be completed from home itself

    • Get the best loan offers

    • Use the personal loan EMI calculator to get the best deal for you

    • Get instant credit approval 

    • Credit disbursal within 24 hours

    • Relaxed terms and conditions with flexible EMI options


    Key Documents Required to Apply for an Axis Bank Personal Loan in Kolkata

    The two most important documents needed to apply for an Axis Bank personal loan in Kolkata are: Aadhaar card and PAN card. However, there might be more documents that may be asked of you in case additional information is required.

    Fees and Charges for Axis Bank Personal Loan in Kolkata

    There are no hidden fees that you have to pay to get an Axis Bank personal loan in Kolkata from Airtel Finance. You will only have to pay a small amount of processing fee, ranging between 2% to 4% of the loan amount + GST, which will be informed to you while you apply for the loan.

    Understand Axis Bank Personal Loan Interest Rate in Kolkata

    Understanding the Axis Bank personal loan interest rate in Kolkata is crucial for managing your financial commitments effectively. Axis Bank offers competitive interest rates tailored to meet diverse borrower needs, influenced by factors such as credit score, loan amount, and tenure. By staying informed about the current rates and associated terms, you can make more informed decisions about your personal loan options, ensuring they align with your budget and financial goals. 

    Things to Avoid while applying for Axis Bank Personal Loan in Kolkata

    Here are some things that you should always remember to avoid:

    • Avoid requesting more than what you can comfortably repay, as this could lead to higher EMIs and financial strain

    • Ensure all required documents are submitted accurately and promptly to avoid processing delays or complications

    • Compare Axis Bank’s rates with other lenders to ensure you’re getting the best deal

    • Carefully read and understand the loan terms, including prepayment penalties and fees, to avoid unexpected costs

    • Calculate your EMI to ensure it fits within your budget and financial plans to prevent future repayment difficulties

    • Take time to thoroughly complete the application and review all details to avoid errors that could affect your approval

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