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    Axis Bank Personal Loan Interest Rates

    Apply for your personal loan from Axis Bank without any worries and enjoy low interest rates. Get your personal loan from Axis Bank approved instantly with Airtel Flexi Credit, and pay back with flexible repayment options. At Airtel Flexi Credit, the interest rates start from just 12%. You can also calculate how the personal loan will affect your finances with the EMI calculator.

    Interest rates on Axis Bank Personal Loan

    With Airtel Flexi Credit, high-interest rates are a story from the past!

    Extremely flexible

    Airtel Flexi Credit is quite flexible. You can easily choose the Axis Bank Personal Loan amount, loan tenure and EMI.

    Get credit very easily

    Apply for the Airtel Flexi Credit through a simplified process.

    Low interest for all

    Starting at just 12% per annum, Airtel Finance provides Axis Bank Personal Loans at the most competitive rates.

    Apply for Airtel Axis Bank Personal Loan

    Follow the simple steps mentioned below

    Open Airtel Thanks App

    Find Shop > Airtel Finance

    Select Flexi Credit

    Fill in your basic details

    Get best offer

    Basis profile verification

    Complete the KYC

    Link your bank account

    How to calculate Axis Bank Interest rate?

    To calculate your interest rate, make use of the following formula:Interest = Principal x Rate X TenureHere, the principal is the loan amount that you have borrowed,
    the rate is the rate of interest and tenure is the time period for
    which you are applying for the loan.

    Features of Axis Bank Personal Loan

    With Airtel Flexi Credit you get below

    Personal loan amount

    ₹16,000 to ₹5,00,000

    Interest rates

    Starting from 12% p.a.

    Personal loan tenure

    03 to 36 months

    Credit disbursal

    Within 24 hours

    100% online

    No paperwork

    Low processing fee

    2% + GST

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    FAQs on Axis Bank Personal Loan Interest Rate

    What is the current Axis Bank Personal Loan interest rate?

    If you apply from Airtel Flexi Credit, the Axis Bank Personal Loan interest rates will start at just 12%.

    Do personal loan interest rates vary based on the loan amount?

    Yes, personal loan interest rates can vary depending on the loan amount.

    Can I negotiate the interest rate on my Axis Bank Personal Loan?

    You cannot negotiate the interest rate on your Axis Bank Personal Loan.

    How frequently does Axis Bank revise its personal loan interest rates?

    For any revisions on personal loan interest rates, contact your Axis Bank representative.

    Are there prepayment penalties, and do they impact the interest rate?

    Yes, Axis Bank can charge penalties for prepaying your personal loan. You can find more on this by getting in touch with Axis Bank customer support. They do not affect the interest rate.

    Is the interest rate fixed for the entire personal loan tenure?

    Yes, the interest rate is fixed for the entire personal loan tenure.

    What factors influence the interest rate offered on personal loans?

    The interest rate on your personal loan is affected by the loan amount offered, the tenure of the loan, your credit score, and credit history.

    Can I opt for a floating interest rate on my Axis Bank Personal Loan?

    No, you cannot get a floating interest rate on your Axis Bank Personal Loan when you apply from Airtel Flexi Credit.

    Are there any hidden fees or charges related to the interest rate?

    You need to pay a small processing fee, which will be around 2% of the total loan amount + GST. Apart from this, you won’t be charged anything.

    How does Axis Bank handle interest rate charges during the loan term?

    Your interest rate charges will be fixed and communicated to you while you are applying for the loan.

    Can I get a lower interest rate by applying online for a personal loan?

    Yes, you can get low interest rates on your personal loan when you apply from Airtel Flexi Credit.

    How does Axis Bank determine the interest rate for a particular borrower?

    The interest rate for a specific borrower depends on their credit history, their existing credit score, personal income, and the loan amount that they have applied for.

    Is there a grace period for interest rate changes affecting existing loans?

    Yes, most banks and lenders offer a grace period of up to 30 days for late payments. For more information on the grace period of your interest rate changes, contact Axis Bank.

    Is there a grace period for interest rate changes affecting existing loans?

    Yes, most banks and lenders offer a grace period of up to 30 days for late payments. For more information on the grace period of your interest rate changes, contact Axis Bank.

    Are there interest rate benefits for maintaining a good credit score?

    Yes, you get a low interest rate on your personal loan when you maintain a good credit score.

    Can I choose a different interest rate type mid-way through the loan tenure?

    No, you cannot choose a different interest rate type mid-way through the loan tenure because it is fixed at the beginning of the loan application.

    Are there any government schemes impacting personal loan interest rates?

    There are no government schemes impacting personal loan interest rates.

    What is the maximum and minimum interest rate range for personal loans?

    At Airtel Flexi Credit, your personal loan interest rates start from just 12%.

    Are there options to link the personal loan interest rate to market benchmarks?

    No, you do not have any option to link the personal loan interest rate to market benchmarks.

    How does Axis Bank handle interest rate fluctuations in the market?

    Any fluctuations in the market regarding interest rates will be made known to you before you apply for the personal loan.

    Are there seasonal or festive offers that affect personal loan interest rates?

    No, there are no seasonal or festive offers that affect personal loan interest rates.

    Can I transfer my existing personal loan to Axis Bank for a better interest rate?

    Yes, you can transfer your existing personal loan to Axis Bank for a better interest rate. To do so, get in touch with Axis Bank customer support or your Axis Bank Personal Loan representative for further clarity on this.

    Personal Loan Lending Partner - Airtel Flexi Credit

    What is Airtel Axis Bank Interest Rate?

    Whenever you apply for a loan, be it a personal loan or any other type of loan, you need to pay it back with interest. It is the interest itself which makes it attractive for any bank to offer another person with a loan. Generally, personal loans are popular with customers because they are easy to apply, you need not offer any form of collateral to get the personal loan and the loan applications are easily accepted.

    If you apply for an Axis Bank Personal Loan from Airtel Finance, the interest rates start at 12%. Therefore, this
    makes the application process pretty smooth for anyone who wants to get credit amount quickly.

    How to get the lowest interest rates on Axis Bank Personal Loan?


    To get the lowest interest rates on your Axis Bank Personal Loan, you should apply from Airtel Flexi Credit. The
    starting rate of interest from Airtel Flexi Credit is fixed at 12%, but it also depends on a couple of external
    factors.

    Apply for your Airtel Flexi Credit Personal Loan from the Airtel Thanks app today and get the lowest interest rate
    on your personal loan.

    Factors affecting rate of interest rates on Axis Bank Personal Loan

    Multiple factors affect the interest rate of your Axis Bank Personal Loan. Here are some of them:

    • Your monthly income

    • Your current credit score and credit history

    • Your employment status

    • The personal loan amount


    How to reduce Interest Rate on Axis Bank Personal Loan?


    You cannot reduce the interest rate of your Axis Bank Personal Loan.

    Applying for a personal loan from Axis Bank via Airtel Flexi Credit is incredibly easy. Now meet all your instant
    credit requirements and fulfil your dreams with Airtel Finance.