Personal Loan for EPAM Systems Employees

EPAM Systems employees can easily apply for a personal loan through the Airtel Thanks App or the Airtel website. The process is 100% digital, requiring minimal documentation. Simply provide your personal and employment details, complete the KYC process, and get instant approval and disbursal within 24 hours.

EPAM Systems employees can avail personal loans ranging from ₹10,000 to ₹9,00,000, depending on factors such as income, credit profile, and the lender’s policies. It is advisable to check with the lender for specific details on the maximum loan amount you can qualify for.

The required documents for EPAM Systems employees to apply for a personal loan typically include proof of identity, proof of address, proof of income, and bank statements. However, the specific documents may vary depending on the lender and the applicant’s employment status (salaried or self-employed).

The interest rate on personal loans for EPAM Systems employees starts from 12.75% p.a. However, the actual interest rate may vary based on factors such as the applicant’s credit profile, income, loan amount, and tenure. It is best to check with the lender for the exact interest rate applicable to you.

Yes, EPAM Systems employees can choose their loan tenure and EMI based on their repayment capacity and financial goals. Airtel offers flexible EMI and tenure options, allowing borrowers to select a plan that best suits their needs. The loan tenure ranges from 6 months to 60 months.

EPAM Systems employees can use the EMI calculator provided by Airtel to calculate their EMI for a personal loan. Simply enter the loan amount, tenure, and interest rate to get an instant calculation of the EMI, principal, and interest. You can adjust the parameters to find the perfect plan.

The processing fees for personal loans for EPAM Systems employees typically range from 2% to 4% of the loan amount plus GST. However, the exact processing fee may vary depending on the lender and the loan offer. It is advisable to check with the lender for the specific processing fee applicable to you.

After the loan application is approved, EPAM Systems employees can expect to receive the loan amount within 24 hours. The loan amount will be credited directly to the bank account provided during the application process. Airtel ensures a quick and hassle-free disbursal process for its customers.