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    Instant loan up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process

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    Loan on PAN Card

    If you own a PAN Card, you can get an instant personal loan with Airtel Finance. Enjoy a simple online application process with no paperwork and get funds up to ₹9 lakhs.


    Enter your PAN Card number and upload the relevant documents to get the loan sanctioned instantly. Fulfill your financial needs without hassles in just one click with Airtel Flexi Credit.

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    Benefits of Loan on PAN Card

    Apply for the loan on PAN Card and enjoy the following benefits -

    100% digital process

    Enjoy online application and documentation

    Instant Approvals

    Get instant loan sanctions

    Complete Flexibility

    Choose a flexible repayment tenure for affordable EMIs

    Why Choose Airtel for a Loan on PAN Card?

    Airtel Finance offers a simple online application process and sanctions the loan instantly. All you have to do is provide your PAN card number, Aadhaar card details and other documents and apply online through the Airtel Thanks App. Get instant disbursals with low interest rates and flexible tenure options.

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    Steps to Apply and Get a Loan on PAN Card

    Follow the steps below and apply for the Loan on PAN Card online

    Open Airtel Thanks app

    Find Shop > Airtel Finance

    Select Flexi Credit

    Fill in your basic details

    Get best offer

    Basis profile verification

    Complete the KYC

    Link your bank account

    Apply Now

    Loan on PAN Card EMI Calculator

    Calculate the expected EMI of the Loan on PAN Card before you apply. Just enter and adjust the loan amount and repayment tenure to find the EMIs instantly.

    Loan Amount ₹50,000
    ₹50,000
    ₹50K₹10L
    Interest Rate 10%
    10%
    5%20%
    Tenure 1 Year
    1 Year
    1Y5Y
    Get Instant Personal Loan in 30 Mins*!

    Features of Loan on PAN Card

    Enjoy the following features with Airtel Flexi Credit

    Optimal Loan Amount

    From ₹10,000 to ₹9 lakhs

    Low Interest Rates

    Starting from 12.75% p.a.

    Flexible Loan Tenure

    From 3 months to 60 months

    Loan Disbursal

    Within 24 hours

    Digital Process

    No elaborate paperwork

    Low Processing Fees

    2% + GST

    Loan on PAN Card Eligibility Criteria

    Fulfill the below parameters to qualify for the loan -

    Age Criteria

    Between 21 and 65 years

    Employment Type

    Salaried or self-employed individuals

    Monthly Income

    A minimum of ₹13,500 is required

    FAQs on Personal Loans in Satna

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    Personal Loan Lending Partner - Airtel Flexi Credit

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    What is a PAN Card loan?

    A PAN Card loan is a personal loan extended by various financial institutions with the intent of helping fulfil their financial needs such as medication, travelling, etc. You can avail of loans up to ₹9 lakhs with the help of your PAN card with Airtel Flexi Credit. All you need to do is apply for an instant PAN Card loan with the help of your PAN number. Airtel Flexi Credit available on the Airtel Thanks app helps you raise a PAN card personal loan from the comfort of your home with minimal documentation and hassle-free loan disbursal process.



    • Who is eligible to apply for a PAN Card Loan?


      You are considered eligible for a PAN card loan apply online, provided you fulfil the under-mentioned conditions:

      • You must lie within the age bracket of 21-65 years

      • Your work experience should be a minimum of 2 years, with a minimum of a 1 year work experience with your current employer, and

      • Your monthly income should not be less than ₹13500 at the time of loan application


      How much is the current Interest Rate on a PAN Card Personal Loan?

      You can avail of a PAN card personal loan at a rate starting from 12.75% p.a. through the Airtel Flexi Credit available on the Airtel Thanks app.

      How to calculate EMI for a PAN Card Loan?

      There are two methods to calculate EMI for a PAN Card Personal Loan:

      Manual: You can calculate your EMI amount manually using the formula;

      EMI= [P x (R/100) x {1+(R/100)} ^N]/[{1+(R/100)}^(N-1)], where,

      P=Principal or the initial loan amount

      R= the applicable rate of interest, and

      N= the tenure of the loan in months

      Please note this method is prone to human errors.

      Online: Alternatively, you can use the EMI calculators available online to calculate the EMI amount to be paid by you every month. The calculators take into consideration all the parameters, lets you adjust the principal amount and then calculates the EMI.

      Calculation of EMI using online calculators is a more recommended method as it is quick and free from any kind of manual error.

      Key Features and Benefits of a Pan Card Personal Loan

      Few basic features and benefits of a PAN card personal Loan is:

      Personal Loan- The funds obtained through a PAN card loan can be used to fund expenses which require immediate funding such as contingency or accidents.

      Maximum loan- You can raise a maximum loan of up to ₹9 lakhs through a PAN card personal loan.

      Easy Documentation- You can apply for a PAN card loan online through Airtel Flexi Credit on the Airtel Thanks app by submitting your PAN details and relevant documentation.

      Quick processing and disbursal- PAN card personal loan is an instant loan issued against your PAN number and is processed immediately. Once, the PAN card loan is sanctioned, the fund is immediately transferred to your account.

      Unsecured loan: You can avail a PAN card personal loan by simply giving your PAN number. You need not submit any kind of collateral/security to the lending institution to avail this loan.

      Documentation required for PAN Card Loan

      You can apply for a PAN card personal loan by submitting the under-mentioned documents:

      • PAN card number- This is prerequisite

      • Aadhaar Card

      • KYC documents- Passport, Voter Id, and photo attested passbooks etc.

      • Last three month’s bank statement

      • Last three month’s salary slip

      • A selfie or a photograph


      Please note that the documents provided by you are correct of true nature. Any discrepancy in the submitted documents might lead to cancellation of your PAN card loan request.

      What are the applicable Fees and Charges of a PAN card Loan

      Airtel Flexi Credit aims to provide personal loan on PAN card to all individuals at low fees and charges. Hence, the processing fee is affordable and ranges from 2%- 4% + GST.

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