Apply for a long term Loan Online in India

Long term Loan EMI Calculator

Calculate the EMI using Airtel’s online EMI calculator. Adjust the tenure and loan amount to know the average interest amount.

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Tenure plan
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Rate of interest
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Principal

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Get Long-term Loan Online

Applying for a long-term loan online with Airtel is quick and easy. With low interest rates and flexible EMI options, you can get the credit you need without any hassle. Just fill in your details online, get instant approval, and receive your loan amount fast. Enjoy the benefits of choosing your tenure and EMI plan to suit your financial needs. With loan amounts ranging from ₹10,000 to ₹9,00,000 and tenure options from 3 to 60 months, Airtel Personal Loan offers a perfect solution to help you meet your financial requirements.

Key Features of Long-term Loan

Here are the major features of long-term personal loans with Airtel:

You can borrow amounts ranging from ₹10,000 to ₹9,00,000 with interest rates starting from 11.5% per annum

The loan tenure is flexible, ranging from 3 to 60 months

The entire process is 100% online with no paperwork involved

Credit disbursal happens within 24 hours

The processing fee is low, only 2% to 4% plus GST, and this makes it a cost-effective option for borrowers.

How to apply for a Long-term Loan?

Whether you are applying for the shortest or longest-tenure personal loan with Airtel, here are the steps you need to follow:

Step 1: Open the Airtel Thanks App and go to “Shop” and then to “Airtel Finance”.

Step 2: Select “Flexi Credit” and fill in your basic details.

Step 3: Get the best offer based on your profile verification.

Step 4: Complete the KYC process and link your bank account.

Step 5: Choose your desired loan amount and tenure plan.

Step 6: Check the average interest rate and finalise your application.

Long-term Loan Interest Rates

Airtel Personal Loan offers competitive interest rates for long-term loans, starting from as low as 11.5% per annum. However, the interest rate usually depends on various factors such as your credit profile, loan amount, and tenure. This low interest rate is there to make sure you manage your repayments comfortably while minimising the overall cost of the loan. With Airtel long term loans, you also have the flexibility to choose your EMI and tenure plan so that you have the loan according to your financial situation.

Check Eligibility Criteria for Long-term Loan

The eligibility criteria for a long-term loan with Airtel Personal Loan include:

You must be between 21 to 65 years

A monthly income of ₹13,500 or more is required

Documents Required to Apply for a Long-term Loan

Here is the list of documents you need for verification, irrespective of short and long term financing:

Identity proof (Aadhaar card, PAN card, Passport, etc.)

Address proof (Utility bills, Rental agreement, Passport, etc.)

Income proof (Salary slips, Bank statements, Income tax returns, etc.)

Photographs (Passport-sized)

Loan Fees and Charges for Long-term Loan

Airtel Personal Loan charges a processing fee of 2% to 4% of the loan amount, along with GST charges. This fee covers the major costs involved in processing your loan application. There are no hidden charges, and this is what makes it a transparent and affordable option. The low processing fee with competitive interest rates starting at 11.5% per annum is there to provide you with the financial support you need. Also, keep in mind that loan disbursal with Airtel is quick, and you can receive funds in your bank account within 24 hours.

Personal Loan	Instant Personal Loan
Personal Loan EMI Calculator	Personal Loan Interest Rates
Personal Loan Application	Personal Loan Eligibility

Get credit with flexible EMI options

Long term Loans

Benefits of Long-Term Personal Loan

100% digital process

Instant Loan approval

Flexible tenure

Why choose a long term loan?

How to apply for a long term Loan?

Open Airtel Thanks App

Select Flexi Credit

Get best offer

Complete the KYC

Long term Loan EMI Calculator

long term Loan Eligibility Criteria

Flexible employment type

Monthly income criteria

long term loan limit

Other related pages that you might be interested in

Scan to initiate your Short Term loan application

long term Loan- FAQs

Personal Loan Lending Partner - Airtel Flexi Credit

Get Long-term Loan Online

Key Features of Long-term Loan

How to apply for a Long-term Loan?

Long-term Loan Interest Rates

Check Eligibility Criteria for Long-term Loan

Documents Required to Apply for a Long-term Loan

Loan Fees and Charges for Long-term Loan

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