Personal Loan for ITC Infotech Employees

ITC Infotech employees can apply for a personal loan through the Airtel Thanks App or the Airtel website. The process is 100% digital, requiring applicants to submit their details and documents online. Upon eligibility confirmation and approval, the loan amount is disbursed within 24 hours.

The interest rate for personal loans offered to ITC Infotech employees starts from 12.75% p.a. However, the exact rate may vary based on factors such as the applicant’s credit profile, loan amount, and tenure.

Yes, ITC Infotech employees can use a personal loan for various purposes, such as debt consolidation, home renovation, medical expenses, or financing a vacation. However, it’s essential to review the loan agreement for any specific restrictions or limitations on the usage of the borrowed funds.

ITC Infotech employees can borrow personal loan amounts ranging from ₹10,000 to ₹9,00,000, with tenures spanning from 6 months to 60 months.

ITC Infotech employees can use an online EMI calculator to determine their monthly installments for a personal loan. By entering the loan amount, tenure, and interest rate, the calculator instantly provides the EMI, principal, and interest breakup.

Airtel offers several benefits for ITC Infotech employees taking a personal loan, including flexible EMI and tenure options, instant disbursal, low processing fees (2% to 4% + GST), and no paperwork.

After submitting the required details and documents online, ITC Infotech employees can expect to receive instant approval and disbursal of the personal loan amount within 24 hours, provided they meet the eligibility criteria.

ITC Infotech employees may need to submit various documents when applying for a personal loan, such as proof of identity, proof of address, income documents (salary slips, bank statements), and employment details (including PAN and Aadhaar number). The specific document requirements may vary depending on the lender.