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Get Flexi Credit up to ₹10 lakhs ✔️Instant disbursal ✔️100% online process

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Get up to ₹10 Lakh Instant Loan

Get loan amount up to ₹10 lakhs instantly.

Quick disbursal within 24 hours.

100% digital process with zero paperwork.

Airtel Finance trusted by 10 Lakh+ Users

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₹1 Lakh Personal Loan

Easily secure a ₹1,00,000 online loan with Airtel Finance Personal Loan. Enjoy a seamless online application process and receive instant disbursal. This flexible loan can be used for a variety of personal needs, such as unexpected expenses, small purchases, or urgent financial requirements.
Meet your immediate financial needs with a ₹1,00,000 personal loan at your convenience. Benefit from easy repayment options, flexible tenure, and competitive interest rates. With Airtel Personal Loan, accessing a ₹1,00,000 personal loan has never been simpler.

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EMI Calculator for ₹1,00,000 Personal loan

Estimate your EMIs for a ₹1,00,000 instant personal loan before applying. Customize loan details to find the most affordable EMIs for easy repayments!

Loan Amount ₹50,000

₹5K₹20L

Interest Rate (%) 10.5%

9.5%24%

Tenure (Months) 12

3M60M

Scan to initiate your Instant Personal loan application

Loan Summary

₹0 Principal Loan Amount

₹0 Total Payable (Principal + Int.)

Estimated Monthly EMI ₹0

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₹1 Lakh Personal Loan EMI

	EMI for 1 year	EMI for 3 year	EMI for 5 year
Equated Monthly Instalments (EMI in ₹)	8,838	3,274	2,174
Principal Amount (₹)	1,00,000	1,00,000	1,00,000
Interest Amount (₹)	6,058	17,859	30,455
Total Amount Payable (₹)	1,06,058	1,17,859	1,30,455

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Features of ₹1 Lakh Personal loan

Check out the key features of the instant personal loan from Airtel Finance

Competitive interest rates

Starting from 12.75% p.a.

Flexiable Repayment tenure

3 months to 60 months

Quick Disbursal

Within 24 hours of Loan Approval

No Collateral

and No Hidden Charges

100% digital process

No Collateral and No Hidden Charges 100% digital process: No paperwork

Eligibility Criteria for ₹1 Lakh Personal Loan

Are you eligible for a personal loan of ₹1 Lakh? Check out the important eligibility parameters to get your loan application easily approved.

Nationality

Person has to be an Indian citizen.

Age Criteria

The individual needs to be between 21 - 60 years of age.

Credit Score

The credit score has to be 650 and above

Employment

Salaried, Self-employed professional, or Self-employed non-professional.

Income

Minimum 25000 Net Monthly Income.

Documents Required for ₹1,00,000 Personal loan

You have to submit some documents to get a personal loan of ₹100000 . These documents are as follows -

Aadhaar Card	PAN Card	KYC documents
Bank Statements	Salary Slips	Your Photo

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Fees and Charges on Personal Loans

With Airtel Loans, high-interest rates are a story from the past!

Fee/Charge	Description
Late Payment Fee	A penalty imposed for failing to remit payment by the specified due date on a loan or credit account.
Loan Origination Fee	A charge by lenders for processing a new loan application, typically expressed as a percentage of the loan amount.
Prepayment Penalty	A fee incurred for settling a loan prior to the agreed-upon term, intended to recover lost interest for the lender.
Returned Payment Fee	A charge for a payment that cannot be processed due to insufficient funds or other reasons.
Account Closure Fee	A fee applied when closing an account, particularly if done within a specified time frame after opening.
Interest Rate	The percentage charged on borrowed funds, representing the cost of borrowing over time.
Processing Fees	Charges associated with the administrative costs of processing a loan application.
Verification Charges	Fees related to the verification of personal information or documentation as part of the loan approval process.
Bounce Charges	Fees incurred when a payment (such as a check) is returned due to insufficient funds.
Penalty Charges/Defaulting Fees	Fees levied when a borrower fails to meet their payment obligations or defaults on a loan.
Prepayment Charges	Fees applied for settling a loan before the established term, which may be imposed by some lenders.
Repayment Charges	Fees associated with making a payment on a loan, which may apply to certain repayment methods.
Loan Cancellation Charges	Fees imposed if a borrower cancels a loan after approval but prior to disbursement.

How to Apply for ₹1,00,000 Personal loan

Applying for a personal loan of ₹100000 from Airtel Finance is simple and quick. Follow the simple steps mentioned below

Open Airtel App

Find Shop > Airtel Finance

Select Personal Loan

Fill in your basic details

Get best offer

Basis profile verification

Complete the KYC

Link your bank account

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Get A Personal Loan In A Few Easy Steps

Applying for a Airtel personal loan has never been easier. Follow these simple steps to quickly complete your application and get your loan disbursed directly into your bank account.

Landing Page + Basic Details

Eligibility Check

Offer Selection

Additional Details, KYC & Selfie

Bank Details

KFS & Disbursal

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Landing Page + Basic Details

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FAQs on Rs. 1,00,000 Personal Loan

You can easily get ₹1 lakh instantly through Airtel Finance without providing salary slips. Launch the Airtel App, navigate to Shop > Airtel Finance, and select Flexi Credit. Enter your details and proceed with profile verification. Once approved, complete digital KYC using PAN and Aadhaar, and link your bank account. Airtel Finance assesses your overall credit profile, not just income documents. Funds are typically credited within 24 hours, offering a fast, paperless, and secure lending experience.

If you need ₹1 lakh immediately, log in to the Airtel App and open Shop > Airtel Finance. Tap Flexi Credit, enter your basic information, and allow profile verification. Once your offer is confirmed, complete digital KYC and connect your bank account. The funds are generally disbursed within a day. The process is completely online and requires no collateral or paperwork, providing instant access to money through a trusted and transparent digital platform.

You can get ₹1 lakh urgently without submitting physical documents via Airtel Finance. Open the Airtel App, go to Shop, and tap Airtel Finance. Select Flexi Credit, fill in your details, and complete digital KYC using your PAN and Aadhaar. Once your profile is verified and bank account linked, the approved loan is disbursed within 24 hours. The entire journey is paperless, safe, and convenient, ideal for quick access to credit without document hassle.

The easiest way to get ₹1 lakh online is through the Airtel App. Apply directly from your phone, verify your profile digitally, and complete KYC in minutes. Once approved, link your bank account to receive funds within a day. With zero paperwork, no collateral, and complete transparency, Airtel Finance makes borrowing effortless, ensuring a smooth, fast, and reliable credit experience suited to your financial needs.

Other related pages that you might be interested in

Personal Loan	Instant Personal Loan
Personal Loan EMI Calculator	Personal Loan Interest Rates
Personal Loan Application	Personal Loan Eligibility

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Scan to initiate your ₹100000 Personal loan application

Receive a loan with Airtel Flexi Credit

Purpose And Uses

Discover how our personal loans can be tailored to meet your specific needs. Whether you need a personal loan online for travel, education, emergencies, or any other purpose, find the right loan option that fits your unique situation.

Loan type