What is the maximum amount of personal loan I can borrow?

With the help of Airtel’s long-term instant loan offer, you can borrow a sum of up to ₹10 lakhs. To avail of this offer, make sure you provide accurate documents so that you can avail of the best offer instantly.

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Get Personal Loan up to ₹10 lakhs ✔️Instant disbursal ✔️100% online process

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Get up to ₹1000000 Instant Loan

Get loan amount up to ₹10 lakhs instantly.

Quick disbursal within 24 hours.

100% digital process with zero paperwork.

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Instant Personal Loan up to ₹10,00,000 Disbursal in 30 Minutes Interest @ 12.75% p.a. No Paperwork Required Flexible EMI 12-60 Months Zero Foreclosure Charges Instant Personal Loan up to ₹10,00,000 Disbursal in 30 Minutes Interest @ 12.75% p.a. No Paperwork Required Flexible EMI 12-60 Months Zero Foreclosure Charges

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Q: What are the documents required to get a personal loan?

To get a loan from Airtel, these are the personal loan documents that will be needed from you – your basic information, such as name, address, PAN card number, and employment type. Following that, you will need to complete the online KYC process.

Apply for an online personal loan through Airtel Finance and get funds of up to ₹10 lakhs, featuring a 100% digital process with zero paperwork for instant disbursal.

This multipurpose instant personal loan is designed to cater to a wide range of your financial needs—whether you’re planning a dream wedding, embarking on an exciting travel adventure, addressing urgent medical expenses, funding higher education, or handling any other personal requirement. With Airtel Finance, you can fulfill all your financial obligations without the stress of complicated procedures

Personal Loan EMI Calculator

Calculate your Personal Loan EMI instantly and get an estimate of your monthly EMI, total interest payable, and total repayment amount before applying for a loan.

Loan amount

₹

₹10,000₹10,00,000

Rate of interest

12.75% p.a24% p.a

Loan duration

3 months60 months

Scan to initiate your Instant Personal loan application

Loan Summary

₹0

Principal Loan Amount

₹0

Total Payable (Principal + Int.)

₹0

Estimated Monthly EMI

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Purpose And Uses

Discover how our personal loans can be tailored to meet your specific needs. Whether you need a personal loan online for travel, education, emergencies, or any other purpose, find the right loan option that fits your unique situation.

Loan type

Cities we serve

Loan by Amount

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Key Features of Personal Loan with Airtel Finance

Loan Amount

Get a flexible credit ranging between ₹10,000 to ₹10,00,000!

Interest Rate

Interest rates as low as 12.75%!

Tenure

Adjust the loan tenure as per your needs between 3 to 60 months.

Disbursal Time

Get the loan amount credited to your account within just 24 hours.

Approval

Apply for a loan and get it approved without stepping out! Thanks to zero paperwork and 100% online loan process with Airtel Personal loan

Fees & Charges

No need to pay a high processing fee for the loan. The fee ranges between 2-5% + GST.

Eligibility Criteria for Personal loan

When considering a loan, understanding the personal loan eligibility requirements is crucial. Lenders evaluate various factors to determine whether to approve the application and what interest rate to offer.

Minimum Age

Must be at least 21 years old to apply.

Maximum Age at Maturity

Should not exceed 60 years or retirement age, whichever is earlier.

Minimum Net Monthly Income

Must be at least ₹25,000 for online application.

Employment Duration

Minimum of 2 years in employment and at least 1 year with the current employer.

Residential Stability

If renting, must have completed at least 1 year at the current residence.

Credit Score

A good credit score of 650 & above

How is Personal Loan calculated?

Total Cost of Loan = Principal Amount + (Principal Amount × Interest Rate × Loan Tenure) + Processing Fees ± Prepayment Charges

Where:

Principal Amount = Total amount borrowed
Interest Rate = Annual interest rate (as a decimal, e.g., 12.75% = 0.1275)
Loan Tenure = Duration of the loan in years
Processing Fees = Any fees charged by the lender (as a flat amount or a percentage of the principal)
Prepayment Charges = Fees incurred for early repayment (if applicable)

Example:

If you borrow ₹100,000 at a 12.75% interest rate for 3 years with a processing fee of ₹2,000 and no prepayment charges:

Total Cost = ₹100,000 + (₹100,000 × 0.1275 × 3) + ₹2,000
Total Cost = ₹100,000 + ₹38,250 + ₹2,000
Total Cost = ₹140,250

This gives you a basic understanding of how to calculate the total cost of a personal loan.

Benefits of Personal Loan with Airtel Finance

Get a loan on your terms. Choose from flexible EMI and tenure options.

100% digital process

Submit all your details online and any documents, if needed

Instant approval

Get your loan application approved within minutes

Flexible EMIs and tenure

Choose the loan amount, tenure, and EMI amount as per your need

Fees & Charges for Personal Loan

When considering any personal loan, it’s essential to be aware of the various fees and charges that may apply. Key costs include a one-time processing fee, typically a percentage of the loan amount, which covers the application process. Additionally, prepayment charges may apply if you choose to pay off your loan early, while late payment fees can accrue if you miss a due date. Although interest rates are not classified as fees, they significantly impact the total cost of the loan, and Airtel Finance offers competitive rates worth comparing.

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Get A Personal Loan In A Few Easy Steps

Applying for a Airtel personal loan has never been easier. Follow these simple steps to quickly complete your application and get your loan disbursed directly into your bank account.

Landing Page + Basic Details

Eligibility Check

Offer Selection

Additional Details, KYC & Selfie

Bank Details

KFS & Disbursal

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Landing Page + Basic Details

Apply Now

Scan to initiate your personal loan application

Receive loan with Airtel Personal Loan

Airtel Personal Loan - Lending Partners

FAQs on Personal Loan – Airtel Personal Loan

If you want to apply for a personal loan from Airtel Finance, the solution is easy. Simply download the Airtel Thanks app and register yourself on the app. Now, go to the financial services section and apply for your loan from there. You only need to provide your personal information, PAN card, and employment details to apply for the loan. Complete the KYC and get your loan handed to you in a few minutes.

There are multiple benefits associated with applying for a personal loan from Airtel. You get the flexibility to choose your loan amount, tenure and even the EMI amount as per your need. You get an immediate money transfer to your account; the whole process is quick and completely cashless too. All you need is the Airtel Thanks app to get it done.

Airtel Finance ranks lender offers by evaluating multiple factors such as each lender’s past performance, approval rates, and overall value of the offer. The ranking is designed to highlight the most relevant and beneficial options for the customer, helping them to compare lenders easily and choose the offer that best suits their needs.

What are the documents required to get a personal loan?

What can a personal loan be used for?

A personal loan can be used for anything, and that is where it gets the name from. Thus, how you use your loan amount is completely personal. Whatever the reason may be, you can always obtain a personal loan from Airtel. Be it home renovation, wedding, travel plans or anything else- you will get a personal loan to fulfil every need.

What are the eligibility criteria to get a personal loan?

How does personal loan approval work?

How can I repay my personal loan amount?

Repaying your personal loan amount is also quite easy. All you have to do is download the Airtel Thanks app. From here, you track your EMIs, your payment history, and upcoming payments. Those options will help you easily repay the amount that you are meant to, regularly. From applying for loans to repaying your owed amount – everything is made easy at Airtel Thanks.

How to track my personal loan application status?

Keeping track of your personal loan application is also extremely easy. Just download the Airtel Thanks app and you will have one app for everything Airtel. You will be regularly notified of your upcoming payments and loan offers. Just go to Airtel Finance on the Airtel app, and get a cohesive view of your Airtel credit, including personal loans.

How can I calculate Personal Loan Interest rates?

What is the minimum salary required to apply for a personal loan?

How to calculate EMI on a personal loan?

What is the reason for the rejection of my personal loan application?

How long does it take for a loan amount to be credited?

Do I require a good credit score to get a personal loan?

What are the terms for the pre-payment of the loan?

DMI Finance: After 5 days, there is a pre-closure charge of 2% + GST on Balance Principal Outstanding + Accrued Interest + Charges (if any)

To raise this request, the customer needs to contact the DMI customer care team through the following channels:

Portal – https://portal.dmifinance.in/

WhatsApp – 9350657100 ( https://bit.ly/DMIFINWA)

Email – customercare@dmifinance.in

Voice Support – 08064-807-777 between 9:00 am to 8:00 pm from Monday to Saturday.

Credit Saison India: After 3 days, there is a pre-closure charge of 5% + applicable GST on the balance principal outstanding.

To raise this request, the customer needs to contact the Credit Saison India customer care team through the following channels:

WhatsApp – https://wa.me/9987098137

Email – support@creditsaison-in.com

Voice Support – 1800-1038-961

What will happen if I don't pay back my loan amount on time?

How to cancel my personal loan application request?

The cancellation window differs for each lending partner. Each partner offers you the facility to cancel your loan application request. However, cancellation charges will apply and may differ for each partner.
To raise a loan cancellation request, you can refer to the details below and write to the partner directly at the given email addresses.

How to update the details on my personal loan account?

How do I contact customer support for loan queries?

How to contact Airtel Nodal officer in case of any grievances?

How do I opt out of any future communications from Airtel for loan offers?

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Get up to ₹1000000 Instant Loan

Apply for Personal Loan

Personal Loan EMI Calculator

Loan Summary

Purpose And Uses

Key Features of Personal Loan with Airtel Finance

Loan Amount

Interest Rate

Tenure

Disbursal Time

Approval

Fees & Charges

Eligibility Criteria for Personal loan

Minimum Age

Maximum Age at Maturity

Minimum Net Monthly Income

Employment Duration

Residential Stability

Credit Score

How is Personal Loan calculated?

Example:

Benefits of Personal Loan with Airtel Finance

100% digital process

Instant approval

Flexible EMIs and tenure

Fees & Charges for Personal Loan

Get A Personal Loan In A Few Easy Steps

Scan to initiate your personal loan application

Airtel Personal Loan - Lending Partners

FAQs on Personal Loan – Airtel Personal Loan

What is the process to apply for a personal loan?

What are the benefits of applying for a personal loan by Airtel Personal Loan?

What is the maximum amount of personal loan I can borrow?

What are the interest rate, APR and tenure for a Personal Loan?

How does Airtel Finance rank lender offers for me?

What are the documents required to get a personal loan?

What can a personal loan be used for?

What are the eligibility criteria to get a personal loan?

How does personal loan approval work?

How can I repay my personal loan amount?

How to track my personal loan application status?

How can I calculate Personal Loan Interest rates?

What is the minimum salary required to apply for a personal loan?

How to calculate EMI on a personal loan?

What is the reason for the rejection of my personal loan application?

How long does it take for a loan amount to be credited?

Do I require a good credit score to get a personal loan?

What are the terms for the pre-payment of the loan?

What will happen if I don't pay back my loan amount on time?

How to cancel my personal loan application request?

How to update the details on my personal loan account?

How do I contact customer support for loan queries?

How to contact Airtel Nodal officer in case of any grievances?

How do I opt out of any future communications from Airtel for loan offers?

Articles related to Personal Loan

How to get a personal loan with low CIBIL score?

Difference Between Secured and Unsecured Personal Loans

What are the tax benefits for Personal Loans?

What is the maximum and minimum tenure for a personal loan?

How to apply for a loan without income proof?

What are the Various Types of Personal Loan?

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